For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
If we represent you as a Buyer, here is a brief description of our services:
- Assure that you see all the properties in the area that meet your
criteria.
- Guide you through the entire home buying process.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes. We prepare a market analysis for any home you consider making an offer on.
- Explain every part of the sales contact including termite bond issues, title policy insurance, home owners insurance, tax pro rations, home owners association fees (if any) and the legal impact of the contract.
- Help you formulate and negotiate contracts that have YOUR interests first while explaining the sales contract in detail.
- Prepare a detailed closing cost estimate with each offer you make showing the closing costs and your approximate monthly payment.
- Explain the home inspection process, how to select the right inspector and help you interpret the inspection report.
- Negotiate your home inspection repair request with the seller.
- Assist you in finding the best mortgage company and best financing
rates with the lowest closing costs available.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. The Fair Credit Reporting Act (FCRA ) requires each of the nationwide consumer reporting companies — Equifax, Experian and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.
To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can print a copy from ftc.gov/credit. Do not contact the three nation wide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com - Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
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Buying-A-Home.com - Home Buyer Guide Information about common buyer problems every first time home buyer needs to know!
